Terms of Services

Last Updated: September 29, 2025

Welcome to FinalExpenseGuide.online. By accessing and using this website, you agree to comply with and be bound by the following terms and conditions of use. Please review these terms carefully.

1. Acceptance of Terms

These Terms of Services ("Terms") govern your use of the website operated by PROMOSTAR PRIVATE LIMITED ("Company," "we," "us," or "our"). If you do not agree with all of these Terms, do not use the Website.

2. Disclaimer Regarding Insurance Quotes and Advice

This Website provides a comparison service for final expense insurance. **We are not an insurance company or a licensed insurance agent.**

  • The quotes and information provided are based on the data you submit and are estimates only.
  • Final policy approval, rates, and terms are determined solely by the issuing insurance company or agent.
  • Any communication with an agent or carrier subsequent to your use of this Website is governed by their terms and policies, not ours.

3. Affiliate Disclosure and Third-Party Contact

Consent to Contact (Affiliate Relationship):

By submitting a request for quotes, you expressly consent to be contacted by our affiliated insurance agents, brokers, or lead generation partners via phone, email, and/or SMS/text message, even if your phone number is on any "Do Not Call" registry. This consent is not a condition of purchase.

4. Intellectual Property

All content on this Website, including text, graphics, logos, and images, is the property of PROMOSTAR PRIVATE LIMITED or its content suppliers and is protected by copyright and intellectual property laws.

5. Limitation of Liability

The Company shall not be liable for any damages arising out of your use or inability to use the services, including but not limited to reliance on any information obtained from the Website.

6. Governing Law

These Terms shall be governed by the laws of India, without regard to its conflict of law provisions.